body{ margin:0; background:#F9F9F9; }

    /* ==========================================
      XAYSI "BEST LAST CODE" STYLE (SCOPED)
    =========================================== */
    .xaysi-policy{
      --gold:#D4AF37;
      --gold-light:#F4E4A6;
      --gold-dark:#B8860B;
      --grey-dark:#2C2C2C;
      --grey-medium:#4A4A4A;
      --grey-light:#F5F5F5;
      --grey-bg:#F9F9F9;
      --white:#FFFFFF;
      --text-dark:#333333;
      --text-light:#666666;
      --shadow:0 8px 26px rgba(0,0,0,0.07);
      --shadow-lg:0 14px 32px rgba(0,0,0,0.12);
      --transition:all .28s ease;

      background:var(--grey-bg);
      color:var(--text-dark);
      line-height:1.7;
      font-family:'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
      overflow-x:hidden;
      padding-bottom: 10px;
    }
    .xaysi-policy *{ box-sizing:border-box; }

    .xaysi-policy .container{
      max-width:1200px;
      margin:0 auto;
      padding:0 18px;
    }
    .xaysi-policy section{ padding:70px 0; }

    /* ---------- HERO ---------- */
    .xaysi-policy .hero{
      background:linear-gradient(135deg,var(--grey-dark) 0%,var(--grey-medium) 100%);
      color:var(--white);
      padding:80px 0 55px;
      position:relative;
      overflow:hidden;
      border-radius:16px;
      margin:0 0 24px;
    }
    .xaysi-policy .hero::before{
      content:"";
      position:absolute;
      inset:0;
      background:
        radial-gradient(780px 420px at 10% 10%, rgba(212,175,55,.18), transparent 60%),
        radial-gradient(700px 360px at 90% 20%, rgba(244,228,166,.12), transparent 55%),
        linear-gradient(135deg, rgba(212,175,55,.10), transparent 42%);
      pointer-events:none;
    }
    .xaysi-policy .hero-content{
      position:relative;
      z-index:1;
      display:flex;
      flex-wrap:wrap;
      align-items:center;
      justify-content:space-between;
      gap:34px;
    }
    .xaysi-policy .hero-text{ flex:1; min-width:280px; }

    .xaysi-policy .hero-title{
      font-size:52px;
      margin:0 0 12px;
      font-weight:800;
      line-height:1.15;
      background:linear-gradient(90deg,var(--white),var(--gold-light));
      -webkit-background-clip:text;
      background-clip:text;
      -webkit-text-fill-color:transparent;
    }
    .xaysi-policy .hero-subtitle{
      font-size:20px;
      margin:0 0 12px;
      font-weight:650;
      color:var(--gold-light);
      line-height:1.55;
      max-width:860px;
    }
    .xaysi-policy .hero-desc{
      font-size:16px;
      color:rgba(255,255,255,.88);
      margin:0 0 18px;
      max-width:920px;
    }
    .xaysi-policy .badge{
      display:inline-flex;
      align-items:center;
      gap:10px;
      background:rgba(255,255,255,.12);
      padding:12px 14px;
      border-radius:999px;
      border:1px solid rgba(244,228,166,.65);
      color:var(--gold-light);
      font-weight:700;
      font-size:13px;
      flex-wrap:wrap;
    }
    .xaysi-policy .badge-dot{
      width:10px;
      height:10px;
      border-radius:50%;
      background:var(--gold);
      box-shadow:0 0 0 6px rgba(212,175,55,.16);
    }

    .xaysi-policy .hero-panel{
      flex:0 0 460px;
      background:rgba(255,255,255,.96);
      border-radius:20px;
      padding:24px;
      border:2px solid rgba(244,228,166,.85);
      box-shadow:var(--shadow-lg);
      position:relative;
      overflow:hidden;
    }
    .xaysi-policy .hero-panel::after{
      content:"";
      position:absolute;
      inset:-40%;
      background:linear-gradient(120deg, transparent 40%, rgba(212,175,55,.14) 50%, transparent 60%);
      transform:translateX(-60%);
      animation:shimmer 6.2s linear infinite;
      pointer-events:none;
    }
    @keyframes shimmer{
      0%{ transform:translateX(-60%); }
      100%{ transform:translateX(60%); }
    }

    .xaysi-policy .panel-top{
      width:100%;
      height:150px;
      border-radius:16px;
      background:linear-gradient(135deg,var(--gold),var(--gold-light));
      display:flex;
      align-items:center;
      justify-content:center;
      margin-bottom:12px;
      position:relative;
      z-index:1;
    }
    .xaysi-policy .panel-top i{
      font-size:56px;
      color:#fff;
      opacity:.95;
    }
    .xaysi-policy .panel-title{
      font-size:16px;
      color:var(--grey-dark);
      margin:0 0 10px;
      font-weight:800;
      text-align:center;
      position:relative;
      z-index:1;
    }

    /* Search + quick links */
    .xaysi-policy .search-row{
      display:flex;
      gap:10px;
      align-items:center;
      background:#fff;
      border-radius:999px;
      padding:8px;
      border:2px solid rgba(212,175,55,.35);
      box-shadow:0 8px 22px rgba(0,0,0,.08);
      position:relative;
      z-index:1;
      margin-top: 12px;
    }
    .xaysi-policy .search-row input{
      flex:1;
      border:0;
      outline:none;
      padding:12px 14px;
      font-size:14px;
      background:transparent;
      color:var(--text-dark);
    }
    .xaysi-policy .search-row button{
      border:0;
      cursor:pointer;
      background:var(--gold);
      color:var(--grey-dark);
      padding:12px 18px;
      border-radius:999px;
      font-weight:800;
      transition:var(--transition);
      box-shadow:0 5px 14px rgba(212,175,55,0.22);
      display:inline-flex;
      align-items:center;
      gap:8px;
      white-space:nowrap;
    }
    .xaysi-policy .search-row button:hover{
      transform:translateY(-2px);
      background:var(--gold-dark);
      color:#fff;
    }
    .xaysi-policy .quick-links{
      display:flex;
      gap:10px;
      flex-wrap:wrap;
      justify-content:center;
      margin-top:14px;
      position:relative;
      z-index:1;
    }
    .xaysi-policy .quick-link{
      display:inline-flex;
      align-items:center;
      gap:8px;
      padding:10px 14px;
      border-radius:999px;
      background:rgba(245,245,245,.95);
      border:1px solid rgba(0,0,0,.06);
      color:var(--grey-dark);
      text-decoration:none;
      font-weight:800;
      font-size:13px;
      transition:var(--transition);
    }
    .xaysi-policy .quick-link:hover{
      background:var(--gold);
      transform:translateY(-2px);
      border-color:rgba(244,228,166,.85);
    }

    /* ---------- TITLES ---------- */
    .xaysi-policy .section-title{
      text-align:center;
      font-size:30px;
      margin:0 0 12px;
      color:var(--grey-dark);
      font-weight:800;
      line-height:1.25;
      position:relative;
    }
    .xaysi-policy .section-title:after{
      content:"";
      display:block;
      width:110px;
      height:6px;
      background:linear-gradient(90deg,var(--gold),var(--gold-light));
      margin:14px auto 0;
      border-radius:3px;
    }
    .xaysi-policy .section-subtitle{
      text-align:center;
      font-size:15px;
      color:var(--text-light);
      max-width:900px;
      margin:16px auto 0;
      line-height:1.7;
    }

    /* ---------- CONTENT CARD ---------- */
    .xaysi-policy .content-card{
      background:#fff;
      border-radius:18px;
      box-shadow:var(--shadow);
      border:1px solid #eaeaea;
      padding:34px 30px;
      position:relative;
      overflow:hidden;
      max-width: 1000px;
      margin: 28px auto 0;
    }
    .xaysi-policy .content-card::before{
      content:"";
      position:absolute;
      top:0; left:0;
      width:100%; height:6px;
      background:linear-gradient(90deg,var(--gold),var(--gold-light));
    }
    .xaysi-policy .content-card p{
      margin:0 0 14px;
      color:var(--text-light);
      font-size:14px;
      line-height:1.8;
    }
    .xaysi-policy .content-card p:last-child{ margin-bottom:0; }

    .xaysi-policy .highlight{
      background:linear-gradient(135deg, rgba(244,228,166,.55), rgba(212,175,55,.35));
      border:1px solid rgba(212,175,55,.45);
      border-radius:18px;
      padding:24px;
      margin-top:18px;
      box-shadow:0 10px 24px rgba(0,0,0,.06);
    }
    .xaysi-policy .highlight h3{
      margin:0 0 8px;
      color:var(--grey-dark);
      font-size:18px;
      font-weight:900;
    }
    .xaysi-policy .highlight p{
      margin:0;
      color:rgba(44,44,44,.82);
      font-size:14px;
      line-height:1.75;
    }

    /* ---------- SUMMARY BOX ---------- */
    .xaysi-policy .summary-box{
      background:var(--grey-light);
      border-radius:20px;
      padding:36px 34px;
      border:2px solid var(--gold);
      margin:28px auto 0;
      text-align:center;
      box-shadow:var(--shadow);
      max-width: 1050px;
    }
    .xaysi-policy .summary-title{
      font-size:22px;
      font-weight:800;
      color:var(--grey-dark);
      margin:0 0 10px;
      display:flex;
      gap:10px;
      align-items:center;
      justify-content:center;
      flex-wrap:wrap;
    }
    .xaysi-policy .summary-title i{
      color:var(--gold-dark);
      font-size:22px;
    }
    .xaysi-policy .summary-text{
      font-size:15px;
      color:var(--text-light);
      margin:0;
      max-width:900px;
      margin-left:auto;
      margin-right:auto;
    }

    /* ---------- GRID CARDS ---------- */
    .xaysi-policy .grid{
      display:grid;
      grid-template-columns:repeat(auto-fit,minmax(320px,1fr));
      gap:26px;
      margin-top: 26px;
    }
    .xaysi-policy .card{
      background:#fff;
      border-radius:18px;
      padding:34px 26px;
      box-shadow:var(--shadow);
      transition:var(--transition);
      border:1px solid #eaeaea;
      position:relative;
      overflow:hidden;
    }
    .xaysi-policy .card::before{
      content:"";
      position:absolute;
      top:0;
      left:0;
      width:100%;
      height:6px;
      background:linear-gradient(90deg,var(--gold),var(--gold-light));
    }
    .xaysi-policy .card:hover{
      transform:translateY(-8px);
      box-shadow:var(--shadow-lg);
      border-color:rgba(212,175,55,.35);
    }
    .xaysi-policy .card-icon{
      text-align:center;
      margin:10px 0 12px;
    }
    .xaysi-policy .card-icon i{
      font-size:40px;
      color:var(--gold-dark);
    }
    .xaysi-policy .card h3{
      margin:0 0 10px;
      color:var(--grey-dark);
      font-size:19px;
      font-weight:800;
      line-height:1.25;
      text-align:center;
    }
    .xaysi-policy .card p{
      margin:0;
      color:var(--text-light);
      font-size:14px;
      line-height:1.7;
    }
    .xaysi-policy .card ul{
      margin:12px 0 0;
      padding:0;
      list-style:none;
    }
    .xaysi-policy .card li{
      font-size:13px;
      color:var(--text-light);
      margin:0 0 9px;
      padding-left:18px;
      position:relative;
      line-height:1.6;
    }
    .xaysi-policy .card li:before{
      content:"•";
      color:var(--gold);
      font-weight:900;
      position:absolute;
      left:0;
      top:-1px;
      font-size:18px;
      line-height:1;
    }

    /* ---------- CTA ---------- */
    .xaysi-policy .cta{
      background:linear-gradient(135deg,var(--grey-dark) 0%,var(--grey-medium) 100%);
      color:var(--white);
      position:relative;
      overflow:hidden;
      border-radius:16px;
      margin-top:22px;
      padding:60px 0;
    }
    .xaysi-policy .cta::before{
      content:"";
      position:absolute;
      inset:0;
      background:
        radial-gradient(820px 420px at 20% 0%, rgba(212,175,55,.18), transparent 60%),
        linear-gradient(120deg, rgba(212,175,55,.10), transparent 45%);
      pointer-events:none;
    }
    .xaysi-policy .cta-content{
      background:rgba(255,255,255,.96);
      border-radius:20px;
      padding:46px 34px;
      box-shadow:var(--shadow-lg);
      text-align:center;
      position:relative;
      z-index:1;
      border-top:5px solid var(--gold);
      max-width:950px;
      margin:0 auto;
    }
    .xaysi-policy .cta-title{
      font-size:30px;
      margin:0 0 10px;
      color:var(--grey-dark);
      font-weight:800;
      line-height:1.25;
    }
    .xaysi-policy .cta-desc{
      margin:0 0 18px;
      color:var(--text-dark);
      font-size:15px;
      line-height:1.7;
      max-width:820px;
      margin-left:auto;
      margin-right:auto;
    }
    .xaysi-policy .cta-row{
      display:flex;
      gap:14px;
      justify-content:center;
      flex-wrap:wrap;
      margin-top:10px;
    }
    .xaysi-policy .btn{
      display:inline-flex;
      align-items:center;
      gap:10px;
      background:var(--gold);
      color:var(--grey-dark);
      padding:14px 28px;
      border-radius:999px;
      text-decoration:none;
      font-weight:800;
      font-size:14px;
      transition:var(--transition);
      border:2px solid var(--gold);
      box-shadow:0 5px 14px rgba(212,175,55,0.28);
    }
    .xaysi-policy .btn:hover{
      background:transparent;
      color:var(--gold);
      transform:translateY(-3px);
      box-shadow:0 10px 22px rgba(212,175,55,0.32);
    }

    /* Responsive */
    @media (max-width: 992px){
      .xaysi-policy .hero-content{ flex-direction:column; text-align:center; }
      .xaysi-policy .hero-panel{ flex:0 0 auto; width:100%; max-width:560px; }
      .xaysi-policy .badge{ justify-content:center; }
    }
    @media (max-width: 768px){
      .xaysi-policy section{ padding:58px 0; }
      .xaysi-policy .hero{ padding:64px 0 44px; }
      .xaysi-policy .hero-title{ font-size:40px; }
      .xaysi-policy .section-title{ font-size:24px; }
      .xaysi-policy .search-row{ flex-direction:column; border-radius:18px; }
      .xaysi-policy .search-row button{ width:100%; justify-content:center; }
      .xaysi-policy .card{ padding:30px 20px; }
      .xaysi-policy .cta{ padding:50px 0; }
      .xaysi-policy .cta-content{ padding:40px 22px; }
    }